Introducing the
Prescription Discount Card
FREE to
Americans are paying more
for prescription drugs than ever before. Without prescription coverage, staying
healthy can come at a high price. With the Knox County Prescription Discount
Card, free to county residents, you can save money on many of your prescription
purchases!
Any county resident
without prescription coverage can use this program. Even if you have insurance
for prescription drugs, you may still benefit from the discount card, since it
may save you money on prescription drugs your existing plan does not cover.
Everyone is eligible!
The Knox County
Prescription Discount Card is:
For more information, including card pick-up
locations, call toll free
1-877-321-2652 or visit https://naco.advancerx.com.
Pick up your card and start saving
today!
AVAILABILITY OF
PRESCRIPTION DRUG DISCOUNT CARDS
Cards are available from the following:
-
Each
-
CENTER:
Health and Human
Services Office
Farmers & Merchants State
Bank
-
CROFTON : People’s Grocery Store and
Farmers &
Merchants State Bank
-
Farmers &
Merchants State Bank
-
VERDIGRE: Pinnacle Bank
Village Clerk’s
Office
-
Farmers &
Merchants State Bank
-
WAUSA: A Floral Touch
Carlson Home & Auto
-
CREIGHTON: Gragert’s Grocery
Store
Manion’s Drug Store in Creighton
County residents can also call toll free
1-877-321-2652 or
visit
https://naco.advancerx.com for assistance with the program.
FACT SHEET
What It Is: The
NACo drug discount card program helps consumers save
money on their prescription medications any time their prescriptions are not
covered by insurance. The free cards are distributed in the sponsoring county
and may be used at any participating retail pharmacy. The discount card is not
insurance.
Who It’s For: The cards may be used by all county
residents, regardless of age, income or existing health coverage. There is no
enrollment form, no membership fee and no restrictions or limits on frequency
of use. Cardholders and their family members may use the card any time their
prescriptions are not covered by insurance.
What It Costs: Unlike
many other card programs, there is no enrollment cost or membership fee. The
cardholder pays the negotiated discount price or the pharmacy’s retail price,
whichever is lower. The average discount is 20 percent.
Pharmacies: pharmacies
and many independents. Wal-Mart pharmacies participate in the program.
Additional The
program has a safety feature that alerts pharmacists when one drug may conflict
with
Benefits: another
medication the cardholder is taking, if the prescriptions were obtained with
the NACo discount card.
The NACo discount card program remains a useful option now that
Medicare Part D has been implemented. For example, the card can be used when a
Medicare Part D plan doesn’t cover a drug.
About The
program is administered by Caremark Rx, Inc., a leading pharmaceutical services
company
Caremark: with
broad experience in managing drug discount card programs for sponsoring
clients. Caremark negotiates with pharmacies to offer a discount off their
retail prices. Most pharmacies contract to participate because it draws
customers to their stores. Caremark derives revenue from the program in the
form of a small fee that the pharmacy pays on each transaction. The fee is a
small fraction of the total transaction amount.
Discount Rebates:
Few manufacturers pay rebates on the discount card program. Caremark shares a
Card
Data Collection: Cardholder information remains confidential and is
not resold to a third-party for any reason.
Drug Distribution: Caremark negotiates with retail pharmacies to offer
discounts off retail prices at the point of purchase. Some news reports have
incorrectly stated that Caremark purchases prescription drugs and distributes
them to retail pharmacies.
Frequently Asked Questions
(FAQ)
General
Questions
How
much does the plan cost?
Your prescription discount card is provided to you free of charge by the
county.
Does
everyone in my family need an individual card?
No. Everyone in the family may use the same card if desired.
Can I
use this card to get discounts on my pet’s medications?
Yes, if your pet has been prescribed a medication, you may receive a discount
on the medication by taking the prescription to a participating retail
pharmacy.
I just
received my card. Can I use it right away?
Yes, just use your card to start saving immediately. Present your prescription
discount card at a participating retail pharmacy when you fill or refill your
prescriptions.
I’ve
lost my card. How can I get a replacement?
Please call toll free 1-877-321-2652.
Can I
use my card to get discounts on over-the-counter products and non-prescription
medications?
Not usually. However, discounts are available for many diabetic supplies.
How is
this prescription discount program different from traditional prescription
insurance?
This plan is not insurance; it is a prescription discount program. The card
provides immediate discounts at the pharmacy. Upon presenting your card to the
pharmacist, you will pay the lower of a discounted price or the pharmacy’s
regular retail price. There are no claim forms to fill out and no limit to the
number of times you can use the card. These discounts are available only at
participating retail pharmacies.
Can I
use my prescription discount card with my current insurance benefit to reduce
my costs?
Your card cannot be used in conjunction with other insurance. However, you are
able to use your card to purchase prescriptions that are not covered by these
plans.
Can I still use my prescription discount card
if I sign up for a Medicare
prescription plan?
Yes, you can use your
prescription discount card anytime you need to purchase a
prescription that is not covered by your Medicare prescription plan or
any other
insurance.
Should I use my prescription discount card
during my deductible and
coverage gap periods of
coverage for covered medications?
No. Only use your prescription
discount card to purchase non-covered
medications.
Can I use my prescription discount card in
addition to my Medicare
prescription plan and get
additional discounts?
No. You need to present either
your Medicare prescription plan card or your
prescription discount card. Only use your prescription discount card
when
purchasing medications not covered by your Medicare prescription plan.
I’m not going to sign-up for a Medicare
prescription plan; can I still use my
prescription discount card?
Yes, you can continue to use
your prescription discount card just as you do
today.
Pharmacy and
Pricing Questions
Which
pharmacies accept the card?
The prescription discount card is accepted at 57,000 retail pharmacies
nationwide, including many of the leading chains. Ask your local pharmacy if
they participate or call toll free 1-877-321-2652 to find out if a specific
pharmacy participates in the program.
How
much will I save?
While savings on each prescription may vary, you can save an average of 20
percent off of the pharmacy’s regular retail prices for prescription drugs. In
addition, you may save even more by choosing from our list of select
medications. This list is comprised of products offering additional savings.
Will I
always receive the lowest price?
Yes. You will receive the best price available to you through this program at
the pharmacy. On occasion, pharmacies will price a particular medication lower
than the discount rate provided by the card. If that occurs, you will receive
the lower price.
Can I
find out the discounted price of my prescriptions before going to the pharmacy?
Because prices can vary by location, only the actual pharmacy can tell you the
exact price of the prescription. However, you can look up an estimated price
for medications at www.caremark.com/naco, or call toll free 1-877-321-2652.
Why
did the price of my prescription change since the last time I purchased the
prescription?
Drug prices are different from pharmacy to pharmacy. Even chains have different
prices in their stores depending on the population they are servicing.
Additionally, manufacturers’ drug prices change periodically.
The
brochure says I can save an average of 20 percent on my prescription
medication. Will I save 20 percent on all my medications?
Because a pharmacy's retail price or usual and customary charge can differ
greatly by pharmacy, your exact percentage of savings may vary depending on the
prescription drug and the price you have paid before.
Do I have to choose between my prescription
discount card and the Wal-Mart $4 generic option?
No, always present your
prescription discount card at a participating pharmacy, including Wal-Mart, so
you will receive the lowest price available from the pharmacy for that
prescription medicine on that day. You will receive the $4 price at Wal-Mart,
when applicable, and the prescription discount card discounted price when it is
lower.
Should I still present my prescription discount card at Wal-Mart when
buying a $4 generic?
Yes, always present your prescription discount card when buying
prescriptions not covered by a prescription drug benefit plan. For generic
medicine on the Wal-Mart list, you will pay either $4 or the prescription
discount card price, whichever is lower.
Can I get an additional discount off the Wal-Mart Generic Drug
Program – $4 for select generics – if I show my prescription discount card?
No, when presenting your prescription discount card, you will receive
either the pharmacy’s regular price for the prescription medicine or the
prescription discount card discounted price, whichever is lower. If Wal-Mart’s
$4 price for select generics is lower than the prescription discount card
price, you will pay $4. With the prescription discount card, you will receive
the best price available for your prescription medicine on that day from that
pharmacy.
About Specialty
Pharmacy
What
is specialty pharmacy and what kinds of services do they offer?
Specialty pharmacy offers delivery of injectable and
select oral specialty medication and supplies to the location of your choice.
Services include delivery notification and refill reminder calls to help you
stay on your treatment plan. You’ll also receive expert care services including
counseling, follow up care calls, informative disease-related materials, and
access to health experts 24 hours a day, seven days a week.
What
drugs are offered through specialty pharmacy?
Medications for a variety of chronic conditions including multiple sclerosis,
rheumatoid arthritis, cystic fibrosis, hemophilia, infertility, immunologic
disorders, Crohn’s disease, Gaucher
disease, pulmonary hypertension, Fabry disease, MPS
1, blood dyscrasia, growth hormone deficiency,
respiratory syncytial virus, hepatitis C and more are
available through specialty pharmacy.
About the
Caremark Mail Service Program
What
is Mail Service?
With the Caremark Mail Service program, you can purchase up to a 90-day supply of select
medications from the mail service pharmacy for a fixed price. It’s easy to get
started with mail service—just send in the mail service order form along with
your original prescription, to Caremark. For a list of medications available
through and to receive an order form please call toll free 1-877-321-2652 or
visit www.caremark.com/naco.